AADR Uniform Disclosure
Level Debt is a proud member of the American Association for Debt Resolution (AADR) and adheres to its high standards and best practices for debt settlement services.
Important Information About Debt Settlement Programs:
- Savings Estimates: Savings are calculated based on the enrolled debt amount before fees, which can vary by individual circumstances. Not all clients will achieve a specific savings percentage or become debt-free within a particular timeframe.
- Adverse Credit Impact: Participation in a debt settlement program may adversely affect your creditworthiness. Enrolled accounts may continue to accrue fees and interest, resulting in an increase in balances until settlements are achieved.
- Program Completion: Not all clients successfully complete their debt settlement program. The ability to complete the program depends on various factors, including the ability to save sufficient funds for settlements.
- Legal and Tax Implications: Creditors may continue to pursue collections or lawsuits while enrolled in the program. Additionally, forgiven debt may be considered taxable income. Please consult a tax professional to discuss potential tax consequences.
- No Guarantees: Level Debt does not guarantee a specific reduction amount or percentage for enrolled debts or that all debts will be successfully resolved.
Service Limitations:
- Level Debt does not provide tax, legal, bankruptcy, or credit repair advice.
- Our services are not available in all states, and fees may vary by state. Please review all program materials before enrollment.
Accreditation and Licensing: Level Debt complies with all applicable federal and state laws, including the Federal Trade Commission (FTC) Telemarketing Sales Rule (TSR). We charge no fees until a debt is successfully settled.
Contact Us: Please contact Level Debt for additional information or with any questions about our program and services.
Note: All calls may be monitored or recorded for quality assurance and training purposes.
