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Illinois residents: Debt settlement services are not appropriate for everyone. Failure to pay your monthly bills in a timely manner will result in increased balances and will harm your credit rating. Not all creditors will agree to reduce the principal balance, and they may pursue collection, including lawsuits.

North Dakota Residents: Debt-settlement services are not appropriate for everyone. Failure to pay your monthly bills in a timely manner will result in increased balances and will harm your credit rating. Not all creditors may agree to reduce the principal balance, and they may pursue collection, including lawsuits. There are also required verbal and written disclosures and warnings.

Maryland Residents: Debt resolution will likely adversely affect the consumer’s creditworthiness; May result in the consumer being subject to collections or being sued by creditors or debt collectors; and may increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors.

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