Restructure Your Debt.
Reshape Your Future.
Register with Level Debt and start your journey toward a balanced financial lifestyle. After a few brief questions you’ll be on the road to a debt-free future.
Register with Level Debt and start your journey toward a balanced financial lifestyle. After a few brief questions you’ll be on the road to a debt-free future.
Register with Level Debt to start your journey toward a balanced financial lifestyle. In just a few brief questions we’ll have you on the road to a debt-free future.
Diane B. from Highland Heights, Ky., borrowed $10,000 for home improvement
“Joshua Newman has helped me greatly with my credit card debts. This is one of the best things that has happened to me in years. Thanks to Josh I can satisfy my creditors, pay my bills, and avoid bankruptcy. May God bless him and Level Debt. Thank you for helping me find my solution and get out of debt.”
“Joshua Newman and Kelley McGowan have been nothing short of life savers. I got way in over my head with debt, and these two have shown me the solution for paying off my credit cards and putting my life back together again. Kelley guides and supports me every month with her patient and expert credit counseling in achieving financial success. I am so happy I went ahead with this program.”
A secured loan is anchored to collateral (e.g., a car or a home). With a secured loan, a lender can repossess the collateral if you fail to pay the loan.
An unsecured loan is unconnected to collateral. Credit cards, private student loans, and personal loans are examples of unsecured loans. If you default on an unsecured loan your property can’t be seized.
We can help clients who possess unsecured forms of debt such as:
In order for the Level program to work, you must meet certain qualifications:
Depending on your situation, Level offers two comprehensive debt reduction programs:
1. If you can still afford minimum payments, and your credit history is intact, our Debt Management Program makes it easy to renegotiate your interest rates and resolve your debt in four years or less.
2. If your payment background is less than ideal, our Debt Settlement Program is the quickest way (6-48 months) to eliminate your debt at the lowest cost.
There are no guarantees on the credit scores. However, we have found that by finishing the Level program, and paying debts on time outside of the program, some of our clients see their credit profiles improve significantly.
