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Debt settlement is easy to understand: It’s the process of negotiating with your creditors to pay back less than what you owe them. Negotiating isn’t always so easy, though, and requires a good deal of patience. But if you stick with it the rewards can be life-changing....

Debt settlement has been called the quickest and least expensive way out of debt for anyone seeking urgent debt relief. As the term “settlement” implies, reducing the amount of money you owe to your creditors entails negotiating, either by you or your appointed representative. It takes patience...

You’re frustrated. Weeks and months of timely credit card payments are barely covering your monthly interest payments. You’re treading water and losing hope. At this rate you may never claw your way out of debt. Is it time to call a debt settlement attorney? That’s a Qualified...

If you’re struggling with debt in America you’re not alone. Consumer debt increased by billions of dollars in 2020, according to the U.S. government. Of the several debt-relief solutions available, debt consolidation carries the potential to rescue struggling consumers from debt faster, and less expensively, than...

When you’re drowning in debt, struggling to pay the bills each month, it’s tempting to grab the first life raft that floats your way. Fair enough. Yet unrestrained panic is also why people often file for bankruptcy, only to realize later there were better, less drastic...

Debt settlement refers to the process of clearing your debt with creditors for less than what you owe. Settling with your creditors is considered the quickest and least expensive route out of debt, and represents perhaps the best option for anyone seeking urgent debt relief. But...